Free financial planning tools
Plan your path to financial independence with our free suite of Australian-focused calculators and projection tools.
FIRE calculator
Calculate your Financial Independence, Retire Early (FIRE) number with full Australian tax calculations, superannuation projections, and HECS-HELP tracking. Get a detailed multi-year projection to see when you can achieve financial independence.
Key features:
- ✓Full Australian tax calculations (FY2024-25)
- ✓Superannuation with preservation age rules
- ✓HECS-HELP repayment tracking
- ✓Mortgage amortization
- ✓Customizable return assumptions
- ✓Multi-year projections
Retirement income calculator
Find out how much you need to retire comfortably. Calculate your retirement corpus based on your desired annual income using the 4% safe withdrawal rate, with Australian age pension estimates.
Key features:
- ✓4% safe withdrawal rate calculations
- ✓Australian age pension estimates
- ✓Current savings gap analysis
- ✓Monthly contribution calculator
- ✓Super and non-super assets
- ✓Personalized retirement targets