Complete financial picture

Liabilities

Enter mortgages, personal loans, HECS-HELP, and other debts with flexible repayment modelling.

Key highlights

All debt types

Track mortgages, investment loans, personal loans, HECS-HELP, car loans, and credit cards.

Amortisation schedules

See how your debt balances decrease over time with principal and interest breakdowns.

Extra repayments

Model the impact of extra repayments on your loan payoff date and interest saved.

HECS-HELP tracking

Track your HECS debt with automatic repayment calculations based on your income.

Why this matters

  • 1
    Understand your true net worth by accounting for all debts.
  • 2
    See when you'll be debt-free based on your current repayment strategy.
  • 3
    Optimise your debt payoff strategy to save interest and accelerate FIRE.
  • 4
    Plan major purchases by understanding the long-term cost of debt.

How it works

  1. 1

    Navigate to the liabilities section and add your debts.

  2. 2

    Enter the balance, interest rate, minimum payment, and any extra repayments.

  3. 3

    View amortisation schedules showing when each debt will be paid off.

  4. 4

    See how debt affects your net worth and FIRE timeline.

Ready to start planning your financial future?

Join Wealth Dashboard and get access to all our features including liabilities.

Liabilities | Wealth Dashboard